Home Insurance for Collector Coins & Bullion. Most typical homeowner's insurance policies provide coverage for a cash related items but the coverage limit is often very low. Bank Safe Deposit Insurance for Rare Coins & Bullion. Private Non-Bank Vault Depository Services for Coins & Bullion. Conclusion on Bullion. Insuring Gold at Home. Most homeowner's insurance policies cover cash-related items, however the coverage provided is usually relatively low. You may consider​. Can be insured, or custodian can arrange insurance. The Mint itself is also a large user of gold in its bullion and numismatic coin programs and in its blank.